Membership Benefits

Some of the Benefits of Utilizing your McNeese Credit Union:

Fast, friendly, personal service.
Four qualified staff members who have a combined total of 109 years of financial experience.
Rapid loan decisions and same day loan closings on most loans.
No loan processing fees, no loan origination fees and no pre-payment penalties.
McNeese payroll deduction for monthly loan payments and to save money for the future.
Very reasonable or NO service charges on deposit accounts and services.
Debit / ATM card services.
Copies of statements and checks made while you wait, on most occasions.
Full service drive-thru window for your convenience.
Eligible to join Sam's Club.

Full time, undergraduate students that are attending McNeese State University, and meet specific eligibilty requirements, may apply for the McNeese Federal Credit Union Memorial Scholarship which is awarded annually to a member.
Applications are available on this website under "online forms".

Photocopy of share draft item - $6.00 per item
Checkbook/statement balancing assistance - $25.00
Stop payment fee - $15.00 per item
Additional copy of statement - $6.00 per statement
NSF check fee - $25.00 per item
Please see our service charge brochure and Electronic Funds Transfer Agreement and Disclosure for additional information.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration, is a U.S. Government Agency.
Credit Life Insurance is offered to borrowers to cover the unpaid balance of loans up to a maximum of $20,000. The cost of the insurance premium is financed into the loan. Credit life insurance is not required for loan approval and is subject to age and health requirements.
Credit Disability Insurance is offered to members on all types of loans. The cost of the insurance premium is financed into the loan. The disability insurance is not required for loan approval and is subject to age and health requirements.

Borrowers have the option of requesting a Skip-A-Payment every six months on unsecured loans.
Borrowers have the option of requesting a Skip-A-Payment once a year on secured loans.
Skip-A-Payments are not allowed on loans funded to pay insurance premiums regardless of the term of the loan.
There is a $10.00 processing fee on each Skip-A-Payment request.
Call the credit union for details and to verify your eligibility.