Deposit Accounts:
Share / Savings Accounts
- Minimum opening deposit of $50.00.
- Must maintain a minimum balance of $50.00 at all times.
- Two withdrawals per month at no cost. $5.00 per withdrawal after two within the month.
- Dividends are paid quarterly on the daily balance method on accounts maintaining a balance of $200.00 or more.
- Dividend rates are subject to change without notice.
Share Draft / Checking Accounts
- NO MONTHLY SERVICE CHARGES.
- No minimum opening deposit.
- Unlimited check writing, no per check fee.
- Debit / ATM Card – no monthly service charge. Initial card is issued at no charge. Refer to our Electronic Funds Transfer Agreement and Disclosure brochure for additional information.
- If overdrawn: Four free transfers from savings account per calendar month to cover check clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the fifth transfer in a calendar month.
- If overdrawn: Two free transfers from savings account per calendar month to cover ACH clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the third transfer in a calendar month.
- Check charges - varies
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