Deposit Accounts:

Share / Savings Accounts

Minimum opening deposit of $50.00.
Must maintain a minimum balance of $50.00 at all times.
Two withdrawals per month at no cost. $6.00 per withdrawal after two within the month.
Dividends are paid quarterly on the daily balance method on accounts maintaining a balance of $800.00 or more.
Dividend rates are subject to change without notice.
NSF ACH item fee - $35.00 per item
$25.00 account close out fee if account is closed within 90 days of opening.
Dormant account fee of $5.00 per month after twenty-four (24) months of no member generated activity.

NO MONTHLY SERVICE CHARGES.
No minimum opening deposit.
Unlimited check writing, no per check fee.
Debit / ATM Card – no monthly service charge. Initial card is issued at no charge. Refer to our Electronic Funds Transfer Agreement and Disclosure brochure for additional information.
If overdrawn: Four free transfers from savings account per calendar month to cover check clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the fifth transfer in a calendar month.
If overdrawn: Two free transfers from savings account per calendar month to cover ACH clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the third transfer in a calendar month.
NSF fee - $35.00 per item
Check charges - varies

Stop payment fee - $25.00 per item
Official Credit Union check fee of $6.00 per check unless certain criteria is met
Photocopy of share draft item - $6.00 per item
Additional copy of statement - $6.00 per statement
Checkbook/statement balancing assistance - $25.00 per hour
Account research fee - $75.00 per hour
Tax levy fee - $45.00 per levy
Chargeback fee - $5.00 per item
Account verification fee - $10.00 per request unless certain criteria is met
Please see our service charge brochure and Electronic Funds Transfer Agreement and Disclosure for additional information.
Additional fees may apply under certain circumstances and fees are subject to change.